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Commercial Loans & Credit

Get the Funds You Need When You Need Them

We offer a variety of business loan and credit programs that give your business the flexibility to stay ahead of today’s fast-changing economic climate. You get the credit you need to take advantage of expansion opportunities, fund equipment purchases and manage your working capital.

Loans & Lines of Credit

Whether you’re starting, growing or expanding your business, we provide many choices for the funding you need for any business expense or opportunity—expected or unexpected.

Corporate Finance

No resource is more important to growing businesses than ready access to capital. The experienced leadership team of the Corporate Finance group provides corporations and institutional investors with funding for acquisitions, growth capital and project finance transactions. We invest in the syndicated loan asset class and syndicate senior debt transactions originated by Guangdong Heshan Rural Commercial Bank Co. LTD. We offer:

  • The ability to agent and distribute larger loans, with robust syndication capabilities
  • Private placements of junior debt

Guangdong Heshan Rural Commercial Bank Co. LTD bankers have the authority and acumen to make timely decisions on financing solutions designed to answer our clients’ individual capital requirements. Our knowledge and capacity to provide the optimal corporate debt structure for your organization position Guangdong Heshan Rural Commercial Bank Co. LTD as an ideal resource to help facilitate your business goals.

Revolving Lines of Credit

Give your business the ability to borrow, repay and borrow again up to the original amount committed by us throughout the life of a loan. Fund seasonal changes in inventory and receivables, take advantage of vendor discounts or meet unexpected cash needs.

Secured Loans

We offer customized repayment terms and competitive pricing, plus the expertise of our loan officers to help you make the right decision. These business loans require an asset for collateral, and you can use them to fund equipment purchases, finance real estate, extend working capital or restructure debt.

Charts Growth

Plan for your financial future with our savings and investment accounts, which have been expertly crafted to help you reach your medium- to long-term goals.

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