In order to prevent money laundering and terrorist financing (hereinafter referred to as "ML/Terrorist Financing"), the Bank has established the following basic policy, will comply with all applicable related laws and regulations, and will develop and establish a ML/Terrorist Financing risk management system based on a risk-based approach.

1. Management Policy
   The Board of Directors of the Bank has positioned anti-money laundering and anti-terrorist financing measures as one of the important issues in its management strategy, and will build a system that enables the Bank to respond in a timely and appropriate manner as an organization.
2. Organizational Structure
   : The Bank will appoint the Director of Compliance and Risk Management Department as the Chief Officer of Anti-Money Laundering and Terrorist Financing, and will oversee all responsible persons within the Bank to improve the structure. In addition, a dedicated department will be established to tackle anti-money laundering and terrorist financing.
3. Customer management
   : The Bank will take customer management measures according to risk by conducting timely and appropriate checks, filtering, and transaction monitoring at the time of customer acceptance and at each transaction stage thereafter.
4. Reporting of suspicious transactions
   The Bank will accurately detect, monitor and analyze suspicious customers and transactions, etc., and if detected, will take appropriate measures and promptly report them to the authorities.
5. Management of Correspondent
   BanksThe Bank will endeavor to collect sufficient information on correspondent banks, properly evaluate it, and take appropriate measures according to the risks posed by the correspondent banks.The Bank will also cut off relationships with fictitious banks that do not exist.
6. Training for officers and employees The
   Bank will provide regular guidance and training to its officers and employees so that they can timely and appropriately implement measures such as verification at the time of transactions and reporting suspicious transactions.
7. Compliance Audits
   The Bank will regularly conduct internal audits of its management system for preventing money laundering and terrorist financing and will strive to further improve the system based on the results of these audits.